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First American Home Warranty has stayed true to its mission of protecting homeowners, buyers, and sellers.
4.5 RentalWarrantyTrustScore
Is First American Home Warranty Worth It?
First American Home Warranty delivers exceptional value for landlords managing high-end rental properties, offering industry-leading appliance coverage limits up to $7,000 and comprehensive protection with three flexible plans. Operating since 1984, FAHW provides unlimited claims and covers improper installations and code violations through their First American Advantage upgrade. However, limited availability in only 36 states and higher pricing ($42-86 monthly) may restrict accessibility for budget-conscious landlords seeking nationwide coverage solutions.
Coverage Options
FAHW offers three comprehensive plans - Starter, Essential, and Premium - covering both systems and appliances. Industry-leading appliance limits reach $7,000 with Premium plans, though HVAC coverage caps at only $1,500. Unique First American Advantage upgrade covers improper installations.
Pricing
Premium pricing ranges $42-86 monthly with $100-125 service fees, reflecting comprehensive coverage quality. Higher costs offset by exceptional appliance limits and unlimited system coverage for plumbing, electrical, and heating. Flexible service fee options balance monthly premiums effectively.
Customer Service
Strong customer satisfaction with 4/5 stars on Trustpilot and B+ BBB rating. Customers praise qualified technicians, quick claim processing, and professional service. Some complaints regarding claim delays and reimbursement rates, though overall feedback remains predominantly positive across review platforms.
Claims Processing
24/7 claim submission available with technician contact within 4 hours during business hours and service initiation within 48 hours. Unlimited claims allowed with no annual restrictions. Company screens all technicians and provides 30-day workmanship guarantee on completed repairs.
First American Home Warranty Pros & Cons
Pros
Industry-leading $7,000 appliance coverage limits available
Comprehensive plans cover improper installations
Unlimited claims with no annual restrictions
Cons
Limited availability in only 36 states
Higher pricing than most competitors
How do I know I can trust this First American Home Warranty review?
This First American Home Warranty review is grounded in rigorous research methodology specifically designed for rental property investors and landlords. Our comprehensive evaluation process combines analysis of verified customer testimonials across multiple review platforms, detailed examination of actual service contracts and coverage specifications, and thorough comparison with industry standards for rental warranty providers. We prioritize factors most crucial to property investors: coverage adequacy for high-value rental appliances, reliability for maintaining tenant satisfaction, cost-effectiveness for premium coverage levels, and consistency in claim approvals for investment properties. Our research incorporates direct consultation with property management professionals and real estate investment experts to ensure recommendations address the unique challenges of managing rental properties with expensive systems and appliances. This specialized, rental-focused methodology ensures our review provides trustworthy guidance for landlords seeking premium warranty protection for their investment properties.
See Plans →First American Home Warranty Review Overview
First American Home Warranty delivers solid coverage with unique add-ons for specialized rental property needs, though service consistency varies. Protect your rental investment with First American Home Warranty's comprehensive plans today.
| Premium | Essential | Starter | |
|---|---|---|---|
| Plumbing System | Yes | Yes | No |
| Electrical and Heating Systems | Yes | Yes | No |
| Dishwasher and Refrigerator | Yes | Yes | Yes |
| Garbage Disposal | Yes | Yes | Yes |
| Oven and Cooktop | Yes | Yes | Yes |
| Built-In Microwave Oven | Yes | Yes | Yes |
| Clothes Washer and Dryer | Yes | Yes | No |
| Water Heater | Yes | Yes | No |
| Air Conditioning | Yes | Yes | No |
| Garage Door Opener | Yes | Yes | No |
| Luxury Appliance Coverage | Yes | No | No |
| Central Vacuum System | Yes | No | No |
| Full Garage Door System | Yes | No | No |
| Faucets | Yes | No | No |
| Instant Hot Water Dispenser | Yes | No | No |
Optional Coverage Add-Ons
First American Home Warranty provides extensive optional add-ons and upgrade packages to enhance your base warranty coverage beyond standard plan inclusions. These additional protections and upgrades allow landlords to customize coverage for high-end rental properties and specialized equipment requirements.
First American Home Warranty Pricing
First American Home Warranty positions itself in the premium segment with pricing that reflects comprehensive coverage and high limits, ranging from $42-86 monthly depending on plan selection and service fee preferences. Starter plans begin at $42-47 monthly for basic comprehensive coverage, while Essential plans cost $57-66 monthly and include air conditioning and laundry appliances. Premium plans range $77-86 monthly but provide exceptional $7,000 appliance coverage limits and luxury appliance protection. Service fees offer flexibility at $100-125 per visit, with higher monthly premiums reducing service costs. The pricing structure reflects FAHW's focus on quality coverage rather than budget competition, making it suitable for landlords managing high-value rental properties where comprehensive protection justifies premium costs.
| Premium | Essential | Starter | |
|---|---|---|---|
| Cost | As low as $924/year | As low as $684/year | As low as $504/year |
| Service Fee | $100-$125 | $100-$125 | $100-$125 |
Prices are estimates, do not include any additional coverage add ons, and can vary based on location and other variables.
How First American Home Warranty Compares to Other Home Warranties
First American Home Warranty competes in the premium rental warranty market segment by offering superior coverage limits and comprehensive protection that surpasses most competitors. While FAHW's pricing runs higher than budget providers, the company's $7,000 appliance limits and unlimited system coverage provide exceptional value for landlords managing high-end rental properties with expensive appliances and systems. The limited geographic availability in 36 states restricts accessibility compared to nationwide competitors, but available markets receive premium service quality and coverage depth unmatched by most providers.
| First American Home Warranty | Choice Home Warranty | The Home Service Club | American Home Shield | |
|---|---|---|---|---|
| Average annual premium | $420/year to $660/year | $476–$660 | $450–$570 | $450–$570 |
| Add On Coverage Available | Yes | 15,000 in-network | In-network (number not specified) | In-network (number not specified) |
| Service call fee | $75-$100 | $75–$85 | $60 | $60 |
| Service requests | Service requests can be submitted online or by phone, 24/7 | Service requests can be made online or by phone, 24/7 | Service is available by phone, 24/7 | Service is available by phone, 24/7 |
| American Home Shield Review | First American Review | Liberty Home Guard Review |
First American Home Warranty FAQs (Frequently Asked Questions)
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