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American Home Shield 2025 In-Depth Review

American Home Shield has stayed true to its mission of protecting homeowners, buyers, and sellers.

4.5 RentalWarrantyTrustScore

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RentalWarranty Review

Is American Home Shield Worth It?

American Home Shield offers excellent value for landlords seeking comprehensive warranty coverage with industry-leading benefits. Founded in 1971, AHS provides three plan tiers with coverage limits up to $5,000 for systems and $4,000 for appliances, plus a generous $50,000 annual aggregate limit. The company stands out by covering pre-existing conditions, improper installations, and normal wear-and-tear issues that other providers exclude, making it ideal for rental properties with aging systems.

The American Home Shield at a Glance

9.3

Editorial Score

Coverage Options

AHS offers three comprehensive plans - ShieldSilver (systems only), ShieldGold (systems plus appliances), and ShieldPlatinum (premium coverage with roof leaks). Coverage limits are industry-leading with unlimited plumbing/electrical coverage and generous per-item caps.

9.0

Pricing

Plans range from $29.99-$92.85 monthly with service fees of $100-$125. Higher service fees reduce monthly premiums. Coverage value is strong given high limits and comprehensive protections, though pricing varies significantly by location.

9.0

Customer Service

Mixed customer feedback on BBB and Trustpilot with varying levels ratings. Customers praise easy claims process and mobile app functionality, but criticize claim denials, contractor quality, and response times varying by location.

9.6

Claims Processing

AHS offers 24/7 claim submission with nationwide contractor network exceeding 10,000 technicians. Standard 30-day workmanship guarantee applies, though some customers report lengthy approval processes and inconsistent contractor performance across regions.

9.6

American Home Shield Pros & Cons

Pros

Highest coverage limits in industry

Covers pre-existing conditions and improper installations

$50,000 annual aggregate coverage limit

Cons

Mixed customer service review scores

Service fees higher than competitors

How do I know I can trust this American Home Shield review?

This American Home Shield review is built on extensive research methodology specifically designed for rental property investors and landlords. Our evaluation process combines analysis of thousands of verified customer reviews across multiple platforms, detailed examination of actual service contracts and coverage terms, and comprehensive comparison with industry standards for rental warranty providers. We focus on factors critical to property investors: tenant satisfaction impact, repair reliability for maintaining occupancy, cost-effectiveness for investment property portfolios, and consistency of claim approvals. Our research includes consultation with property management professionals and real estate experts to ensure recommendations address the unique operational challenges landlords face. This thorough, rental-focused approach ensures our review provides trustworthy guidance for protecting rental property investments effectively.

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American Home Shield Review Overview

American Home Shield  delivers solid coverage with unique add-ons for specialized rental property needs, though service consistency varies. Protect your rental investment with AHS's comprehensive plans today.

SilverGoldPlatinum
Heating and AC SystemsYesYesYes
Electrical SystemsYesYesYes
Plumbing SystemsYesYesYes
Kitchen AppliancesNoYesYes
Laundry SystemsNoYesYes
Appliance for Repair or ReplacementNoYesYes
Roof Leak RepairsNoNoYes
Code Violations, Permits, and ModificationsNoNoYes
Unlimited AC RefrigerantNoNoYes

Optional Coverage Add-Ons

American Home Shield enhances your base warranty coverage with carefully selected optional add-ons designed to address specific rental property needs. These additional protections allow landlords to customize coverage for unique property features and specialized equipment that tenants rely on daily.

  • Guest unit coverage (up to 750 sq ft)
  • Septic system ejector pump coverage
  • Well pump and components protection
  • Pool and built-in spa equipment
  • Electronics protection plan
  • Additional refrigerator units
  • Roof leak coverage (for ShieldSilver and ShieldGold)

American Home Shield  Pricing

American Home Shield offers competitive pricing with plans ranging from $29.99 to $92.85 monthly, depending on coverage level and location. ShieldSilver plans start around $29.99-52.85 monthly for systems-only coverage, while ShieldGold plans average $62.85 monthly with appliance inclusion. ShieldPlatinum plans cost approximately $92.85 monthly but include premium benefits like roof leak coverage and free HVAC tune-ups. Service fees range from $100-$125, with higher fees reducing monthly premiums. Annual costs typically range from $480-$1,100 depending on home size, location, and plan selection, making AHS competitive within the premium warranty market segment.

ShieldSilverShieldGoldShieldPlatinum
CostAs low as $360/yearAs low as $755/yearAs low as $1,115/year
Service Fee$100-$125$100-$125$100-$125

Prices are estimates, do not include any additional coverage add ons, and can vary based on location and other variables.

How American Home Shield Compares to Other Home Warranties

American Home Shield distinguishes itself in the rental warranty market through superior coverage limits, comprehensive protection scope, and established industry experience spanning over 50 years. While AHS pricing runs moderate to high compared to budget providers, the company's $50,000 aggregate limit and unlimited coverage for major systems provide exceptional value for landlords managing multiple properties or expensive systems. Understanding how AHS measures against other rental warranty providers helps property investors make informed decisions.

American Home ShieldSelect Home WarrantyFirst American Home WarrantyLiberty Home Guard
Average annual premium$420/year to $660/year$476–$660$450–$570$450–$570
Add On Coverage AvailableYes15,000 in-networkIn-network (number not specified)In-network (number not specified)
Service call fee$75-$100$75–$85$60$60
Service requestsService requests can be submitted online or by phone, 24/7Service requests can be made online or by phone, 24/7Service is available by phone, 24/7Service is available by phone, 24/7
Select Home ReviewFirst American Home Warranty ReviewLiberty Home Guard Review

American Home Shield FAQs (Frequently Asked Questions)

Is American Home Shield Legit?
What makes American Home Shield different from other warranty companies?
Can American Home Shield be used for rental properties?
Are there coverage limits with American Home Shield plans?

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