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Choice Home Warranty has stayed true to its mission of protecting homeowners, buyers, and sellers.
4.5 RentalWarrantyTrustScore
Is Choice Home Warranty Worth It?
Choice Home Warranty can be worth it for homeowners seeking affordable protection against unexpected repair costs for major systems and appliances. With plans starting at around $45 monthly, it offers comprehensive coverage and 24/7 support, potentially saving thousands on repairs. However, some users report claim denials and service delays, so it's best for those prioritizing low premiums over extensive customization. Overall, it's a solid choice for budget-conscious buyers in most U.S. states.
Coverage Options
Choice Home Warranty offers Basic and Total plans covering plumbing, electrical, and appliances, with add-ons for pools and roofs for tailored protection.
Pricing
Plans range from $45-$65 monthly, with a $85 service fee per claim. Affordable compared to competitors, including promotions, but costs vary by location and add-ons.
Customer Service
Available 24/7 via phone or online, have handled over 8 million requests with a nationwide network of 25,000 contractors. Thousands of 5-star reviews highlight responsive support.
Claims Processing
File claims online or by calling 1-888-531-5403; technicians dispatched quickly. Covers up to $3,000 per item with limits, but denials occur for pre-existing issues, requiring clear documentation.
Choice Home Warranty Pros & Cons
Pros
Affordable monthly premiums
Comprehensive appliance coverage
24/7 customer support
Cons
Reports of some claim denials
Limited customization options
How do I know I can trust this Choice Home Warranty review?
This review draws from thorough research combining hands-on experience with Choice Home Warranty's services, alongside insights from industry experts. We specialize in evaluating home warranties for landlords and investors, ensuring unbiased analysis of coverage, pricing, and reliability. This approach helps you select confidently, backed by real-world testing and verified data for informed decisions.
See Plans →Choice Home Warranty Review Overview
Choice Home Warranty delivers reliable, affordable protection for home systems and appliances, easing the burden of costly repairs with customizable plans and nationwide support. Ideal for landlords and investors, it has protected over 2.4 million homes. Get a free quote today at choicehomewarranty.com to safeguard your property with peace of mind.
| Total Plan | Basic Plan | |
|---|---|---|
| Air Conditioning System | Yes | No |
| Heating System | Yes | Yes |
| Electrical System | Yes | Yes |
| Plumbing System | Yes | Yes |
| Water Heater | Yes | Yes |
| Whirlpool Bathtub | Yes | Yes |
| Refrigerator | Yes | No |
| Oven / Range / Stove | Yes | Yes |
| Cooktop | Yes | Yes |
| Dishwasher | Yes | Yes |
| Built-In Microwave | Yes | Yes |
| Garbage Disposal | Yes | Yes |
| Clothes Washer | Yes | No |
| Clothes Dryer | Yes | No |
| Ductwork | Yes | Yes |
| Garage Door Opener | Yes | Yes |
| Ceiling and Exhaust Fans | Yes | Yes |
Optional Coverage Add-Ons
Choice Home Warranty offers 9 additional coverage options which can be added onto your plans to provide additional cover as needed:
Choice Home Warranty Pricing
Choice Home Warranty lists its average annual premiums between $420–$660 per year, with the exact cost dependent on your home and the package selected.
| Basic Plan | Total Plan | |
|---|---|---|
| Cost | $420/year to $450/year | $530/year to $660/year |
| Service Fee | $75-$100 | $75-$100 |
Prices are estimates, do not include any additional coverage add ons, and can vary based on location and other variables.
How Choice Home Warranty Compares to Other Home Warranties
American Home Shield is similar to its competitors in terms of the pricing for its plans, although its service fee can be more expensive if you opt for the lower premium option. Its network of contractors is decently sized. While 24/7 service is fairly standard in the home warranty industry, the add-on coverage options make it easy to customize your basic package, and American Home Shield offers more discounts and deals than some companies. This flexibility and range of options make it stand out among the top home warranty companies. .
| Choice Home Warranty | American Home Shield | Liberty Home Guard | Select Home Warranty | |
|---|---|---|---|---|
| Average annual premium | $420/year to $660/year | $476–$660 | $450–$570 | $450–$570 |
| Add On Coverage Available | Yes | 15,000 in-network | In-network (number not specified) | In-network (number not specified) |
| Service call fee | $75-$100 | $75–$85 | $60 | $60 |
| Service requests | Service requests can be submitted online or by phone, 24/7 | Service requests can be made online or by phone, 24/7 | Service is available by phone, 24/7 | Service is available by phone, 24/7 |
| American Home Shield Review | Liberty Home Guard Review | Select Home Warranty Review |
Choice Home Warranty FAQs (Frequently Asked Questions)
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