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Home Warranty of America has stayed true to its mission of protecting homeowners, buyers, and sellers.
4.5 RentalWarrantyTrustScore
Is Home Warranty of America Worth It?
Home Warranty of America offers basic protection for landlords and property investors seeking coverage for essential home systems and appliances. With over 20 years in the market, the company provides Premier and Premier Plus plans that cover more than 20 systems and appliances. However, mixed customer reviews suggest evaluating service quality and claim handling practices carefully before committing. For rental properties, the 13-month coverage terms and national contractor network may provide value, though service response times and claim approval processes have received criticism.
Coverage Options
HWA offers Premier and Premier Plus plans, with the latter including over 30 additional items not covered in basic plans. Coverage includes HVAC, plumbing, electrical systems, and major appliances with optional add-ons.
Pricing
Plans range from $350-600 annually with service fees of $75-100. The 13-month contract terms provide slightly longer coverage than standard 12-month agreements from competitors.
Customer Service
Mixed reviews indicate inconsistent service quality, with complaints about delayed responses, poor communication, and difficulty reaching representatives. Some customers report positive experiences with knowledgeable staff and timely support.
Claims Processing
Customer feedback reveals frequent issues with claim denials, delayed technician assignments, and lengthy approval processes. Service technician availability and scheduling have been problematic in some regions.
Home Warranty of America Pros & Cons
Pros
Two comprehensive plan options available
13-month contract terms offered
No age restrictions on appliances
Cons
Mixed customer service reviews
Reported claim denial complaints
How do I know I can trust this Home Warranty of America review?
This Home Warranty of America review is built on comprehensive research methodology that prioritizes accuracy and objectivity. Our evaluation process includes analyzing verified customer testimonials from multiple review platforms, examining actual service contracts and coverage details, and comparing industry standards across rental property warranty providers. We combine direct experience with warranty services, consultation with real estate professionals, and analysis of company performance data to ensure our recommendations serve landlords and property investors effectively. Our review standards focus specifically on rental property needs, evaluating factors like tenant satisfaction, repair response times, and cost-effectiveness for investment properties, ensuring you receive guidance tailored to the unique challenges of rental property management.
See Plans →Home Warranty of America Review Overview
Home Warranty of America provides solid basic coverage for rental property systems and appliances, though service consistency varies by region. Ready to protect your rental investment? Compare HWA's plans today.
| Select Plan | Select Plus Plan | |
|---|---|---|
| Air Conditioning System/Cooler | No | Yes |
| Heating System/Furnace | Yes | Yes |
| Water Heater | Yes | Yes |
| Plumbing System | Yes | Yes |
| Dishwasher | Yes | Yes |
| Built-In Microwave | Yes | Yes |
| Range/Oven/Cooktop | Yes | Yes |
| Trash Compactor | Yes | Yes |
| Garage Door Systems | Yes | Yes |
| Whirlpool Bathtub | Yes | Yes |
| Electrical System | Yes | Yes |
| Ductwork | Yes | Yes |
| Permanent Sump Pump | Yes | Yes |
| Doorbell | Yes | Yes |
| Ceiling Fans and Exhaust Fans | Yes | Yes |
| Central Vacuum | Yes | Yes |
| Burglar & Fire Alarm Systems | Yes | Yes |
| Garbage Disposal | Yes | Yes |
| Kitchen Refrigerator with Ice Maker | No | Yes |
| Washing Machine | No | Yes |
| Drying Machine | No | Yes |
Optional Coverage Add-Ons
Home Warranty of America offers 4 additional coverage options which can be added onto your plans to provide additional cover as needed:
Home Warranty of America Pricing
Home Warranty of America lists its average annual premiums between $553–$720 per year, with the exact cost vary depending on the number of appliances or systems you want to cover, the size of your property and other factors.
| Select Plan | Select Plus Plan | |
|---|---|---|
| Cost | As low as $553/year | As low as $720/year |
| Service Fee | $75-$100 | $75-$100 |
Prices are estimates, do not include any additional coverage add ons, and can vary based on location and other variables.
How Home Warranty of America Compares to Other Home Warranties
Home Warranty of America competes in a crowded rental warranty market with established players offering various coverage levels and pricing structures. A rental property home warranty costs an average of $56 per month or $672 per year plus service fees. Understanding how HWA stacks up against competitors helps landlords make informed decisions for their investment properties.
| Home Warranty of America | Liberty Home Guard | The Home Service Club | First American Home Warranty | |
|---|---|---|---|---|
| Average annual premium | $420/year to $660/year | $476–$660 | $476–$660 | $476–$660 |
| Add On Coverage Available | Yes | 15,000 in-network | In-network (number not specified) | In-network (number not specified) |
| Service call fee | $75-$100 | $75–$85 | $60 | $60 |
| Service requests | Service requests can be submitted online or by phone, 24/7 | Service requests can be made online or by phone, 24/7 | Service is available by phone, 24/7 | Service is available by phone, 24/7 |
| Liberty Home Guard Review | The Home Service Club Review | First American Home Warranty Review |
Home Warranty of America FAQs (Frequently Asked Questions)
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