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The Home Service Club has stayed true to its mission of protecting homeowners, buyers, and sellers.
4.5 RentalWarrantyTrustScore
Is The Home Service Club Worth It?
The Home Service Club offers moderate value for landlords seeking comprehensive home warranty coverage with unique add-on options. Founded in 2009, HSC provides Standard and Comprehensive plans covering up to 33 systems and appliances nationwide. While coverage caps are below industry averages and pricing runs moderate to high, the company stands out for covering non-standard items like roof leaks and pest control, making it suitable for specific rental property needs.
Coverage Options
HSC offers two main plans with the Comprehensive plan covering 33 systems and appliances. Unique coverage includes ductwork, pest control, sump pumps, and roof leak protection, though individual coverage caps range from $300-2,000.
Pricing
Standard plans start at $54.16 monthly ($650 annually) with Comprehensive plans at $66.58 monthly ($799 annually). Service fees range $65-95 per claim, which is competitive, though overall pricing exceeds many competitors.
Customer Service
Mixed customer feedback indicates inconsistent service quality. While some customers praise prompt response times and professional technicians, others report difficulties with claim processing, delayed repairs, and communication issues with representatives.
Claims Processing
Claims are typically scheduled within 12-48 hours with a 90-day service guarantee. However, customer reviews highlight frequent claim denials, contractor no-shows, and lengthy approval processes for covered repairs and replacements.
The Home Service Club Pros & Cons
Pros
Comprehensive coverage includes unique items
No age limits on appliances
Covers pest control and ductwork
Cons
Below average coverage caps limits
Mixed customer service reviews
How do I know I can trust this The Home Service Club review?
This The Home Service Club review is grounded in rigorous research methodology designed specifically for rental property investors and landlords. Our evaluation combines analysis of actual customer experiences from verified review platforms, detailed examination of service contracts and coverage terms, and comparison with industry benchmarks for rental warranty providers. We assess key factors that matter most to property investors: tenant satisfaction impact, repair response reliability, cost-effectiveness for investment properties, and claim approval consistency. Our research incorporates insights from real estate professionals and property management experts to ensure recommendations address the unique challenges of rental property ownership. This comprehensive approach ensures our review provides landlords with trustworthy guidance for protecting their rental investments effectively.
See Plans →The Home Service Club Review Overview
The Home Service Club delivers solid coverage with unique add-ons for specialized rental property needs, though service consistency varies. Protect your rental investment with HSC's comprehensive plans today.
| Standard Coverage | Comrprehensive Coverage | |
|---|---|---|
| Air Conditioning Systems | No | Yes |
| Heating Systems | Yes | Yes |
| Plumbing Systems | Yes | Yes |
| Water Leaks | Yes | Yes |
| Water Heaters | Yes | Yes |
| Electrical Systems | Yes | Yes |
| Ceiling Fans | Yes | Yes |
| Central Vaccum | Yes | Yes |
| Garbage Disposal | Yes | Yes |
| Garage Door Opener | Yes | Yes |
| Microwave Oven Built-In | Yes | Yes |
| Dishwashers | Yes | Yes |
| Refrigerators | Yes | Yes |
| Ovens Ranges Cook-tops | Yes | Yes |
| Trash Compactor | Yes | Yes |
| Food Centers Built-in | Yes | Yes |
| Clothes Washer | Yes | Yes |
| Clothes Dryer | Yes | Yes |
| Free Standing Ice Markers | No | Yes |
Optional Coverage Add-Ons
The Home Service Club provides extensive optional add-on coverage to customize your warranty protection beyond standard plan inclusions. These additional options allow landlords to tailor coverage specifically to their rental property's unique systems and tenant needs. The Home Services Club offers 11 additional coverage options which can be added onto your plans to provide additional cover as needed:
The Home Service Club Pricing
The Home Service Club lists its average annual premiums between $650–$800 per year, with the exact cost vary depending on the number of appliances or systems you want to cover, the size of your property and other factors.
| Standard Coverage | Comprehensive Coverage | |
|---|---|---|
| Cost | As low as $650/year | As low as $800/year |
| Service Fee | $65-$125 | $65-$125 |
Prices are estimates, do not include any additional coverage add ons, and can vary based on location and other variables.
How The Home Service Club Compares to Other Home Warranties
The Home Service Club competes against established rental warranty providers by offering comprehensive coverage with unique add-ons not typically found in standard plans. While HSC's pricing runs moderate to high compared to competitors, its inclusion of non-standard items like pest control and ductwork coverage provides additional value for specific rental property needs. Understanding how HSC measures against other rental warranty options helps landlords make informed decisions for their investment properties.
| The Home Service Club | Choice Home Warranty | American Home Shield | Select Home Warranty | |
|---|---|---|---|---|
| Average annual premium | $420/year to $660/year | $476–$660 | $450–$570 | $450–$570 |
| Add On Coverage Available | Yes | 15,000 in-network | In-network (number not specified) | In-network (number not specified) |
| Service call fee | $75-$100 | $75–$85 | $60 | $60 |
| Service requests | Service requests can be submitted online or by phone, 24/7 | Service requests can be made online or by phone, 24/7 | Service is available by phone, 24/7 | Service is available by phone, 24/7 |
| Choice Home Warranty Review | American Home Shield Review | Select Home Warranty Review |
The Home Service Club FAQs (Frequently Asked Questions)
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Houston, Texas USA
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